Mortgage Cancellation
Timeshare mortgage cancellation support for owners with an outstanding loan. Get a review of your agreement and the steps available for your case.
Relief From Timeshare Mortgage Debt
Timeshare mortgage payments can quickly become overwhelming — especially when paired with rising maintenance fees and special assessments. If you’re still paying off a timeshare loan for something you no longer want or use, Kubiak Enterprise can help you pursue timeshare mortgage cancellation and coordinate with our partner law firm when legal services are needed.
Since 2012, our family-owned company has helped timeshare owners address contract and financing concerns.
Understanding Your Options
We review your loan documents, sales concerns and payment status to assess cancellation or settlement paths. When legal advice is needed, it comes from a licensed attorney. The available path depends on your agreement and circumstances.
Our process focuses on:
• Identifying lender or contract irregularities
• Addressing predatory or misleading sales tactics
• Working toward lawful cancellation or settlement
• Clarifying ongoing loan and payment obligations
Guidance You Can Trust
We know how personal and stressful financial matters can be. That’s why we take the time to explain your options clearly and honestly — without rushing you or making unrealistic claims. Our reputation, strong BBB standing, and long-term client relationships reflect our commitment to doing what’s right for the families we serve.
Your Review and Next Steps
Our process starts with a review of your situation and explains the next steps available for your case.
Free Consultation
Tell us about your situation. We'll listen and assess if we can help—no obligation.
Case Review
Our team reviews your contract and documents to assess possible options.
Exit Process
If you engage our services, we coordinate the agreed steps and keep you informed as your case progresses.
Review the Outcome
If a resolution is reached, review the written terms and any remaining obligations before the case closes.
What Our Clients Say
See how clients describe working with Kubiak. Results, timing and any credit impact vary by case.
" My husband and I are very grateful for the help provided by Patrick in unloading our time-shares. We had three and had tried several times to accomplish this but to no avail. However Patrick did it for us and we are most appreciative."
" We recently attended a Kubiak Enterprise seminar. The presentation was excellent and very informative. We were made aware of the pitfalls that can be attributed to personally attempting to withdraw from a timeshare. Most people don't read or understand wording in the original contract at time of purchase. The lack of knowledge can follow you or your heirs for years to come. The importance of a permanent withdrawal cannot be overstated."
" The good folks at Kubiak Enterprise did a great job in helping us dispose of our timeshare. They operate in a very professional manner and I would not hesitate a minute to recommend them to someone who has a timeshare that they no longer want."
" Dear Mr. Kubiak, Thank you for facilitating the ownership transfer of our two timeshares in Los Cabos, Mexico, both at the same time. The process went smoothly, exactly as you said it would. We are pleased to be no longer responsible for the costs associated with these, which we could no longer enjoy due to age and health reasons. Thank you again for your very professional assistance."
" I had been struggling for years trying to cancel my timeshare. I initially tried working with another company, and they told me to submit a form and wait for someone to buy it. Unfortunately, no one did, and I was stuck paying extremely high maintenance fees. When my income situation changed, I could no longer afford those fees. Missing payments caused my credit rating to drop, and I felt hopeless until I contacted the office of Kubiak. After explaining my situation, they were incredibly understanding and compassionate. They took on my case and resolved the issue very quickly. Thanks to their help, my timeshare was finally canceled, and my credit score began to recover. What impressed me most was the personal attention—whenever I had a question, my calls were answered and I was reassured that everything was being taken care of. I'm so grateful for their help and highly recommend Kubiak to anyone struggling with a timeshare problem."
" Kubiak Enterprise to our estimation is #1 in timeshare termination business. It took 3 years, but they were always there to help us. They reply to your calls of inquiry immediately. This relieves us of an unnecessary financial burden in our retirement. We highly recommend them for your timeshare liquidation. Thank you Kubiak Enterprise."
" They did what they said they would do. It took a little longer as there were some mergers but they kept us informed and we are free of our timeshares that were beginning to cause a financial burden."
" The team at Kubiak Enterprise LLC was exceptional! Not only did they deliver outstanding service, but they also thoroughly explained the timeshare termination process and its timeline. Their diligent commitment to ensuring our concerns were addressed by the timeshare companies was remarkable throughout the termination of our timeshares. We cannot praise the owner enough—he was incredibly kind, patient, and instrumental in keeping us focused and updated throughout the process. We highly recommend this company for their excellence and professionalism."
" Kubiak got me out of two timeshares. So easy to work with. Just turned everything over to them and they handled it all."